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VizualStocks APIOperating KPI and segment definitions available for West Bancorporation (WTBA) through the VizualStocks API.
West Bancorporation period-end allowance for credit losses divided by loans. This is a credit-reserve coverage ratio and differs from charge-off rates or nonperforming-loan ratios.
allowanceCreditLossesLoanRatioWest Bancorporation consolidated regulatory common equity tier 1 capital divided by risk-weighted assets. Use the parent consolidated actual ratio rather than the West Bank subsidiary ratio or regulatory minimum requirements.
commonEquityTier1RatioWest Bancorporation noninterest expense divided by adjusted noninterest income plus fully taxable equivalent net interest income. The issuer excludes specified securities and property-disposal gains/losses and applicable property expenses; a lower ratio indicates greater operating efficiency.
efficiencyRatioAdjustedFTEWest Bancorporation annualized fully taxable equivalent net interest income divided by average interest-earning assets. The tax-equivalent adjustment uses the issuer 21% federal rate and nondeductible-interest method.
netInterestMarginFTEWest Bancorporation period-end common equity less intangible assets divided by tangible assets. This consolidated accounting-capital ratio differs from regulatory common equity tier 1 capital divided by risk-weighted assets.
tangibleCommonEquityRatio