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PUBLIC DATA DEFINITIONS

Progressive KPI & segment coverage

Operating KPI and segment definitions available for Progressive (PGR) through the VizualStocks API.

PGR22 metric seriesCatalog checked 2026-10-28
Metric catalog API reference Open in the interactive demo

Active metrics 22

SEGMENT

Commercial Lines Net Premiums Written

Net premiums written for Progressive's Commercial Lines policies during the period, measuring new and renewed policy volume before the premium is earned over the coverage term. Commercial auto is the largest component, supplemented by fleet, transportation-network-company, business-owner and transportation-focused workers' compensation products.

commercialLinesNetPremiumsWritten
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Commercial Lines Pre Tax Profit

Pre-tax underwriting profit from Progressive's Commercial Lines segment after claims, loss-adjustment costs and underwriting expenses. It excludes investment income, which Progressive reports separately rather than allocating to insurance segments.

commercialLinesPreTaxProfit
Frequency
quarterly / annual
Reported history
Q1'14 — Q1'26
History endpoint
SEGMENT

Commercial Lines Premium Revenue

Net premiums earned from Progressive's Commercial Lines policies as insurance coverage was provided during the period. The segment is led by commercial auto and also includes fleet, transportation-network-company, business-owner and transportation-focused workers' compensation coverage.

commercialLinesPremiumRevenue
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Fees And Other Revenue

Progressive's consolidated nonpremium fee and other operating revenue, separate from earned insurance premiums and investment income. It includes policy-related and other fee-based income and should not be treated as an additional insurance segment.

feesAndOtherRevenue
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Investments Pre Tax Profit

Pre-tax profit from Progressive's investment operations, which manage the assets supporting its insurance liabilities and capital. Results reflect income and gains or losses from a portfolio composed mainly of short- and intermediate-term investment-grade fixed-income securities, plus short-term and equity investments.

investmentsPreTaxProfit
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Investments Revenue

Revenue from Progressive's investment portfolio, including interest, dividends and applicable realized gains or losses reported for the period. The portfolio primarily consists of investment-grade fixed-income and short-term securities held to support insurance obligations, with a smaller equity allocation.

investmentsRevenue
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
COMPANY KPI

Loss And Loss Adjustment Expense Ratio

Insurance losses and loss-adjustment expenses incurred during the period divided by earned premiums.

lossAndLossAdjustmentExpenseRatio
Frequency
quarterly / annual
Reported history
Q1'14 — Q1'26
History endpoint
SEGMENT

Other Indemnity Net Premiums Written

Net premiums written in Progressive's residual Other Indemnity insurance category. The amounts are immaterial relative to Personal and Commercial Lines and represent a small remaining insurance classification rather than a core growth business.

otherIndemnityNetPremiumsWritten
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Other Indemnity Pre Tax Profit

Pre-tax underwriting result from Progressive's residual Other Indemnity insurance category after claims and operating expenses. Because premium volume is immaterial, small dollar changes can produce large apparent swings in this category's margin.

otherIndemnityPreTaxProfit
Frequency
quarterly / annual
Reported history
Q1'14 — Q1'26
History endpoint
SEGMENT

Other Indemnity Premium Revenue

Net premiums earned from Progressive's residual Other Indemnity insurance category as its limited coverage obligations were provided. This is an immaterial insurance classification, not part of the core Personal or Commercial Lines segments.

otherIndemnityPremiumRevenue
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Other Revenue

Residual needed to reconcile Progressive's separately captured premium, fee, service and investment revenue components with consolidated revenue. It is not a distinct business and may be slightly positive or negative because of classification or rounding differences.

otherRevenue
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Personal Lines Net Premiums Written

Net premiums written for Progressive's Personal Lines policies during the period, measuring new and renewed policy volume before it is earned over the coverage term. Personal auto is the dominant product, with motorcycles, RVs, watercraft, homeowners, renters, umbrella and flood coverage also included; personal property joined this segment in 2025 reporting.

personalLinesNetPremiumsWritten
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Personal Lines Pre Tax Profit

Pre-tax underwriting profit from Progressive's Personal Lines segment after claims, loss-adjustment costs and underwriting expenses. Investment income is excluded and reported separately; the segment includes personal property beginning with 2025 reporting.

personalLinesPreTaxProfit
Frequency
quarterly / annual
Reported history
Q1'14 — Q1'26
History endpoint
SEGMENT

Personal Lines Premium Revenue

Net premiums earned from Progressive's Personal Lines policies as coverage was provided during the period. The segment is dominated by personal auto and also includes special-lines vehicles, homeowners, renters, umbrella and flood products; personal property has been included since 2025 reporting.

personalLinesPremiumRevenue
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Property Net Premiums Written

Historical net premiums written for Progressive's former standalone Property segment, primarily homeowners and renters insurance. The separate series ends after 2024 because Progressive incorporated personal property into Personal Lines; later zero values are placeholders, not evidence that the company stopped writing property coverage.

propertyNetPremiumsWritten
Frequency
quarterly / annual
Reported history
Q2'14 — Q1'26
History endpoint
SEGMENT

Property Pre Tax Profit

Historical pre-tax underwriting profit or loss from Progressive's former standalone Property segment after claims, catastrophe losses and underwriting expenses. Property was incorporated into Personal Lines after 2024, so later zero values do not describe the profitability of Progressive's ongoing homeowners and renters business.

propertyPreTaxProfit
Frequency
quarterly / annual
Reported history
Q4'14 — Q4'25
History endpoint
SEGMENT

Property Premium Revenue

Historical net premiums earned from Progressive's former standalone Property segment, primarily homeowners and renters insurance. The separate series ends after 2024 because Progressive incorporated personal property into Personal Lines; later zero values are placeholders rather than a cessation of property insurance.

propertyPremiumRevenue
Frequency
quarterly / annual
Reported history
Q2'14 — Q1'26
History endpoint
SEGMENT

Service Businesses Pre Tax Profit

Pre-tax profit or loss from Progressive's commission- and fee-based service businesses after marketing and servicing costs. These operations often act as an agent for other insurers offering home, renters or complementary commercial coverage and account for less than 1% of Progressive's revenue.

serviceBusinessesPreTaxProfit
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
SEGMENT

Service Businesses Revenue

Commission and fee revenue from Progressive service businesses that often place home, renters and complementary commercial policies with affiliated or unaffiliated insurers. These activities broaden the coverage Progressive can offer without underwriting every policy itself and contribute less than 1% of total revenue.

serviceBusinessesRevenue
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
COMPANY KPI

Total Underwriting Combined Ratio

Insurance loss ratio plus expense ratio for the period; a result below 100% indicates an underwriting profit before investment income.

totalUnderwritingCombinedRatio
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
COMPANY KPI

Total Underwriting Margin

Progressive's companywide pre-tax underwriting profit as a percentage of net premiums earned. It is the economic inverse of the combined ratio—a 13.6% underwriting margin corresponds to an 86.4 combined ratio—and excludes investment income.

totalUnderwritingMargin
Frequency
quarterly / annual
Reported history
Q1'14 — Q3'26
History endpoint
COMPANY KPI

Underwriting Expense Ratio

Progressive's underwriting expenses as a percentage of net premiums earned. Added to the loss and loss-adjustment expense ratio, it produces the combined ratio, so a lower expense ratio means more premium remains after selling and administering policies.

underwritingExpenseRatio
Frequency
quarterly / annual
Reported history
Q1'14 — Q1'26
History endpoint