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VizualStocks APIOperating KPI and segment definitions available for Klarna Group (KLAR) through the VizualStocks API.
Consumers who purchased, paid with a Klarna-branded product or logged into the app during the trailing twelve months, measured at period end. Annual observations are year-end counts; use later issuer comparative revisions when disclosed.
activeConsumersNon-IFRS operating profit or loss excluding depreciation, amortization, impairments, share-based payments, restructuring and specified IPO costs. Preserve the issuer sign and use reported, not currency-adjusted, figures.
adjustedOperatingProfitReported trailing-twelve-month revenue divided by active Klarna consumers, in USD per consumer. Use the explicitly reported quarterly or annual figure and its precision; do not average quarters or replace annual values with rounded Q4 summaries.
averageRevenuePerActiveConsumerRevenue from consumer fees and subscriptions. This is a revenue category within Klarna's single operating segment, in base USD; no residual estimates for undisclosed quarter components.
consumerServiceRevenueProvision for credit losses divided by GMV for the same reported period. This is the provisioning rate, not realized losses; stored as a fraction, so 0.0052 means 0.52%.
creditLossProvisionToGmvGain recognized on sales of consumer receivables, including Fair Financing portfolio sales and forward-flow arrangements. This is a revenue category within Klarna's single operating segment, in base USD; no residual estimates for undisclosed quarter components.
gainOnSaleConsumerReceivablesRevenue attributed to germany under Klarna's current geographic breakdown. Consumer billing address determines attribution, while liquidity-management interest follows the financial institution location; Other countries includes Sweden and must not be mixed with the former separately reported Sweden taxonomy.
germanyRevenueMonetary value of completed purchases on the Klarna network during the period, excluding additional fees and subsequent returns or disputes. Reported USD basis; historical annual figures include Klarna Checkout through its 2024 disposal and are not currency-adjusted.
grossMerchandiseVolumeInterest income from consumer financing and group cash and liquidity management. This is a revenue category within Klarna's single operating segment, in base USD; no residual estimates for undisclosed quarter components.
interestIncomeRevenueUnique combinations of merchant brands and markets available on the Klarna network at period end. Annual observations are year-end counts, not sums of quarters.
merchantsRevenue attributed to other countries under Klarna's current geographic breakdown. Consumer billing address determines attribution, while liquidity-management interest follows the financial institution location; Other countries includes Sweden and must not be mixed with the former separately reported Sweden taxonomy.
otherCountriesRevenueRevenue for the reported period divided by gross merchandise volume for that period. Stored as a fraction, so 0.0284 means 2.84%; use reported rather than like-for-like columns.
revenueTakeRateNon-IFRS revenue less processing and servicing costs, provision for credit losses and funding costs. Reported USD basis; use issuer reconciliation rather than deriving from rounded component values.
transactionMarginDollarsRevenue from merchant transaction fees, interchange, dispute fees and advertising. This is a revenue category within Klarna's single operating segment, in base USD; no residual estimates for undisclosed quarter components.
transactionRevenueRevenue attributed to united kingdom under Klarna's current geographic breakdown. Consumer billing address determines attribution, while liquidity-management interest follows the financial institution location; Other countries includes Sweden and must not be mixed with the former separately reported Sweden taxonomy.
unitedKingdomRevenueRevenue attributed to united states under Klarna's current geographic breakdown. Consumer billing address determines attribution, while liquidity-management interest follows the financial institution location; Other countries includes Sweden and must not be mixed with the former separately reported Sweden taxonomy.
unitedStatesRevenue