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VizualStocks APIOperating KPI and segment definitions available for Dave (DAVE) through the VizualStocks API.
Dave's marketing and customer-acquisition spending divided by new members who linked an external bank account or opened a Dave checking account during the period. It measures the paid cost to add a qualified member rather than a simple app install.
acquisitionCostPerCustomerDave's quarterly net operating revenue, annualized, divided by average Monthly Transacting Members for the quarter. It shows how much annualized revenue the platform generates per actively transacting member, not per registered member.
annualizedRevenuePerMonthlyTransactingMemberTotal principal originated through Dave's ExtraCash cash-advance product divided by the number of ExtraCash advances in the period. It measures the average amount advanced to a member, not Dave's revenue from the transaction.
averageExtraCashSizeTips and fees earned from ExtraCash divided by the number of advances originated. The revenue mix changed after Dave stopped optional tips and expedited-processing fees in February 2025 and introduced an overdraft service-fee model.
averageRevenuePerExtraCashGross dollar value of purchases members make with the Dave debit card during the period. Higher spend can increase Dave's interchange revenue even though the purchase value itself is not company revenue.
daveCardSpendVolumesTotal principal Dave advanced to members through ExtraCash during the period. It measures cash-advance activity before repayments and is not the amount Dave recognizes as revenue.
extraCashOriginationVolumeFees Dave earns from members' ATM transactions through its checking product, net of the related network and processing costs. It is one component of transaction-based revenue.
netAtmRevenueDave's share of interchange generated when members use the Dave debit card, net of card-network, issuing-bank and program costs. It monetizes card purchase volume without charging the member the merchant-paid interchange fee directly.
netInterchangeRevenueExtraCash processing and transfer fees recognized after deducting third-party payment-processing costs. Dave discontinued optional expedited-processing fees in February 2025 as it shifted ExtraCash to an overdraft service-fee model.
netProcessingFeesRevenueRevenue from Dave's member services, including ExtraCash processing or overdraft service fees, historical optional tips, subscriptions and smaller service offerings, net of directly related processing costs. The mix changed materially when Dave ended tips and optional expedited fees in February 2025.
netServiceBasedRevenueRevenue tied to activity in Dave's checking and card products, led by interchange and ATM fees and supplemented by funding, withdrawal, inactive-account, co-brand and deposit-referral revenue, net of related costs. It monetizes account usage rather than subscriptions or ExtraCash service fees.
netTransactionBasedRevenueNew Dave members who linked an external bank account or opened a Dave checking account during the period. This qualified-member count is the denominator used in Dave's customer acquisition cost KPI.
numberOfNewMemberAcquisitionsDave revenue outside the separately reported ExtraCash, subscription, interchange and ATM lines. Depending on the reporting period, it can include Side Hustle and survey-partner revenue as well as funding, withdrawal, inactive-account, co-brand and deposit-referral fees.
otherRevenueService-based revenue not included in Dave's named ExtraCash fee, tip or subscription lines, including partner payments from Side Hustle job leads and member surveys where applicable.
otherServiceBasedRevenueTransaction-based revenue outside Dave's separately reported interchange and ATM lines, including applicable account-funding, withdrawal, inactive-account, co-brand support and deposit-referral fees, net of related costs.
otherTransactionBasedRevenueRecurring membership fees paid for access to Dave's financial platform and related member services. Revenue is recognized over the subscription period rather than when a member transacts with ExtraCash or the Dave Card.
subscriptionsRevenueCumulative Dave members who linked an external bank account or opened a Dave checking account, net of members who deleted their account, at period end. The count is broader than Monthly Transacting Members because it includes qualified members who were not active in the latest month.
totalNumberOfMembersAverage number of unique Dave members per month who completed a funding, spending, ExtraCash or subscription transaction during the period. A member is counted once in a month even if they use multiple Dave products.
totalNumberOfMonthlyTransactingMembersOptional tips members paid when taking an ExtraCash advance under Dave's former fee model. Dave discontinued tips in February 2025, so this is primarily a historical revenue stream rather than part of the current product model.
tipsRevenue