Vizual Stocks works best vertically on mobile.
VizualStocks APIOperating KPI and segment definitions available for Affirm Holdings (AFRM) through the VizualStocks API.
Consumers who completed at least one transaction on Affirm during the 12 months before the measurement date. It is a trailing network-size measure, not the number of users who transacted in the reported quarter alone.
activeConsumersMerchants that completed at least one transaction on Affirm during the 12 months before the measurement date. It measures the reach of Affirm's merchant network rather than the number signed or technically integrated.
activeMerchantsAffirm gross merchandise volume, net of refunds, divided by the number of transactions during the period. It shows the average purchase amount financed or paid through Affirm, not the average loan balance or revenue per transaction.
averageOrderValueRevenue generated in Canada during the period.
canadaRevenueNet gain Affirm recognizes when it sells loans to third-party investors for more than their carrying value, including the release of related discounts and servicing assets or liabilities. It reflects loan-distribution economics, not interest collected from loans Affirm continues to hold.
gainOnSalesOfLoansTotal dollar value of transactions completed on the Affirm platform during the period, net of refunds. GMV measures payment and financing activity through the network and is not revenue earned by Affirm.
grossMerchandiseVolumeInterest income earned from Affirm's loan portfolio during the period.
interestIncomeFees paid by merchant partners for transactions completed through Affirm, generally based on the gross merchandise volume processed and the financing terms offered to consumers. Affirm recognizes the fee when the merchant confirms the transaction; certain loan-origination losses reduce this revenue.
merchantNetworkRevenueRevenue generated outside the United States and Canada during the period.
otherGeographicRevenueFees Affirm earns for collecting payments, administering accounts and otherwise servicing loans owned by third-party investors. It is distinct from interest income because Affirm does not retain those serviced loans on its own balance sheet.
servicingIncomeNumber of unique transactions completed on the Affirm platform during the period, including merchant-checkout and direct-to-consumer products such as Affirm Card. It counts purchases, not consumers or individual installment payments.
totalTransactionsAverage number of Affirm transactions completed by an active consumer during the 12 months before the measurement date. It measures repeat usage over a trailing year rather than transactions per consumer in the current quarter.
transactionsPerActiveConsumerRevenue generated in the United States during the period.
unitedStatesRevenueRevenue Affirm Holdings reports for Affirm's virtual card offering in its revenue source breakdown during the period, measured in U.S. dollars.
virtualCardRevenue